Energy Efficient Mortgages….
We relish the opportunity to compete for your business. If you are in the market to purchase a new home or refinance your current mortgage(s), please call us to obtain a quote. Interest rates are still extremely low, but with the Feds bond purchase program (QE3) expiring at the end of June, interest rate volatility is anyone’s guess.
Energy Efficient Mortgages (EEMs)
The availability of EEM’s is timely since energy costs are on the rise while consumers’ disposable income, unfortunately, remains flat. An EEM helps homeowners save money on utility bills
by enabling them to finance 100% of the cost of their energy efficient features to a new FHA purchase or FHA refinance mortgage. The EEM does not affect qualifying or down payments and
will not delay closing. Please call us for more information… The typical “Big 5” improvements are
- Central Heating and Air
- Dual pane windows
- Insulation
- Water heaters
- Infiltration (Weather stripping and
caulking)
SERVICE GUARANTEE:
WE GUARANTEE A SMOOTH LOAN ORIGINATION PROCESS OR WE WILL REFUND UP TO $500 OF YOUR CLOSING COSTS
We appreciate the opportunity to work with you on your next refinance or home purchase transaction. Please pass this along if you think we can help any of your close friends or family.
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